Having a low credit score means your application might be rejected. Thanks for your interest in Apple Card.
Apple Card Approval Odds Rewards And More 9to5mac
Apple says approval takes minutes so the whole process probably takes about as long as it would when applying for a store card.
How long does apple credit card approval take. Get a letter in the mail confirming or denying your application. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash. The best way to use Apple Card is with Apple Pay the secure payment technology built into iPhone Apple Watch iPad and Mac and accepted at 85 percent of merchants in the United States.
Took me 5 weeks instead of 5 minutes to get approved for an Apple Card. Once you agree your application is submitted to Goldman Sachs for approval. After your approval you can request to have your physical titanium Apple Card delivered with Apple saying it.
Apple Card offers an APR between 1324 and 2424 based on your credit score and all approved cardholders will be placed at the bottom of the interest tier they fall into which will save everyone a little bit of interest. Applicants of the following credit cards will get an email confirming their approval which will include your credit limit. Such a wide range is a promising indicator that Apple is willing to approve those without the most stellar credit score but you can expect a higher interest rate and a lower credit.
After I reapplied I got approved. Once your approval is confirmed youll also find out the credit limit youve been approved for unless youve applied for a credit card with no preset spending limit. After getting an invite to do an early apply I signed on and was rejected repeatedly because my ID failed.
The billing address you used to complete your titanium Apple Card application is the address your titanium Apple Card ships to. Applied again after waiting 31 days and uploaded my drivers license scan for about the 10th time and made it to held for review. Due to the current covid-19 situation there may be a delay in the processing of your card application.
How your Apple Card application is evaluated - Apple Support. Most online applications take just 10 to 15 minutes to fill out but there is a wait time for the card application to be approved or rejected and then a further wait time until the card is despatched or put in the post by the card provider. Your registration will be approved by Apple and Goldman Sachs before youll be able to start using Apple Cash.
This should arrive within 7-10 days although in some cases it could take up to 30 days Get a message stating you will have a decision within 2 weeks. Both Apple Support and GS said to keep trying so I did and after 6 tries was locked out for 30 days. Then in 7-10 business days youll receive your credit card in the mail.
And with every purchase you make using your Apple Card with Apple Pay you get 2 Daily Cash back. The physical card will be ready 2 working days after approval and will be sent via normal mail. The Path to Apple Card program seeks to demystify the approval process and offer participants specific actions they can take to improve their candidacy in.
Retry your Apple Card application within 14 days in the Wallet app or online to get Apple Card. Your card is shipped free of charge and a notification is sent to your iPhone when it ships. Q How long does it take for Apple to approve the Apple Card request.
Hi it could take several days. Goldman Sachs Bank USA received your applications on April 5 2021 and incorrectly declined it due to a system issue. A Apple and Goldman Sachs will approve Apple Card applications in real-time.
If you applied for Apple Card and your application got approved you can request a titanium Apple Card upon accepting your offer. However one Gizmodo commenter on a previous Apple Card story noted they were approved for a limit of 6000 at the highest interest rate of. All approved applicants have the option to request a physical card which is delivered within six to eight days my card came in five days.
If you require your card earlier please call 1800 222 2121 for more information. On another note Barclays is known to make applications go into review. Goldman Sachs will need your credit history with Apple Card to inform any request for credit limit increases on Apple Card and this can take six months or more.
If your credit card approval is not instant it could take up to 10 business days to process the application manually. I received a notification when my card shipped via FedEx. While Path to Apple Card wont give you any new information about why your application was unsuccessful it could serve as a valuable roadmap and ensure you stay on track with your credit building efforts.
The Path to Apple Card program typically lasts four months. If you suspect things are lingering too long then check with the reconsideration line number below.